Share Draft Checking Services

• No mininum balance, $0 to open and unlimited check writing. 
• No monthly service charges. 
• Several check designs to choose from. 
• All duplicate style checks. 

Member Choice Share Draft Account ($6/Month)

• Accounts provides free personalized checks, travelers checks, and visa debit card (visa debit card subject to approval). 
• Account includes a free $10,000 accidental death and dismemberment policy. 
• Credit card protection. 
• You also receive discounts on theme parks, hotels, car rentals, and grocery coupon savings. 

Savings Services-Regular Savings

• Only $25 required to open. 
• You can withdraw twice a month without penalty. 
• Minimum balance on $100 to earn dividends. 

Christmas Club

• Balance available Nov. 1 of every year. 
• $3.00 penalty for early withdrawal. 

Vacation Club

• Balance available June 1 of every year. 

Note: $3.00 penalty for early withdrawal. 


Share Certificate

• Current Rates 
• Minimum of $1,000 is needed to open. 
• Term from 6 months to 24 months. 
• Subject to early withdrawal penalty. 

Individual Retirement Accounts (IRA)

• Current Rates 
• No Minimum balance is required. 
• You can choose among traditional, Roth, or Educational IRA accounts. 

Other Services

• Lock Boxes/Safe Deposit Boxes
• Money orders 
• Debit card 
• Night depository 
• Notary service 
• Visa card 
• ATM Machine