No mininum balance, $0 to open and unlimited check writing.
No monthly service charges.
Several check designs to choose from.
All duplicate style checks.


Member Choice Share Draft Account ($6/Month)

Accounts provides free personalized checks, travelers checks, and visa debit card (visa debit card subject to approval).
Account includes a free $10,000 accidental death and dismemberment policy.
Credit card protection.
You also receive discounts on theme parks, hotels, car rentals, and grocery coupon savings.


Savings Services-Regular Savings

Only $25 required to open.
You can withdraw twice a month without penalty.
Minimum balance on $100 to earn dividends.


Christmas Club

Balance available Nov. 1 of every year.
$3.00 penalty for early withdrawal.


Vacation Club

Balance available June 1 of every year.
$3.00 penalty for early withdrawal.


Share Certificate

Current Rates
Minimum of $1,000 is needed to open.
Term from 6 months to 24 months.
Subject to early withdrawal penalty.


Individual Retirement Accounts (IRA)

Current Rates
No Minimum balance is required.
You can choose among traditional, Roth, or Educational IRA accounts.


Other Services

Lock Boxes/Safe Deposit Boxes
Money orders
Debit card
Night depository
Notary service
Visa card
ATM Machine