1107 Mineral Wells
Paris, TN 38242
Phone: (731) 644-9031
Toll Free: (800) 428-5004 ¤ Fax: (731) 642-4631
Virtual Branch
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Lending Services
Loan Rates

New Cars, Trucks, or Vans
Up to 36 months: 5.50% APR
Up to 60 months: 6.00% APR
Up to 72 months: 6.50% APR

Current or Previous Year Used Cars Without Excessive Mileage
Up to 60 months: 6.75% APR

Other Used Cars, Trucks, or Vans
Up to 48 months: 7.25% APR
Up to 60 months: 7.75% APR

Some Older Model Vehicles
Up to 36 months: 12.00% APR

New Boats, Campers, Motorcycles, or Jetskies
(Boat must have new motor)
(Excluding Dirt and Racing Bikes)
Up to 60 months: 7.75% APR

Used Boats, Campers, Motorcycles, or Jetskies
Up to 36 months: 7.50% APR
Up to 48 months: 8.00% APR
Up to 60 months: 8.50% APR

Other New Merchandise
Up to 36 months: 8.00% APR
Up to 48 months: 8.00% APR
Up to 60 months: 8.00% APR

Other Used Merchandise
Up to 36 months: 8.50% APR
Up to 48 months: 8.50% APR
Up to 60 months: 8.50% APR

Mortgage Rate
Current Rate: quote% APR

Home Equity Line of Credit
Variable Rate, Currently: 5.00% APR

Visa Cards
Variable Rate, Currently: 12.00% APR

Unsecured Loans
Up to 36 months: 12.00% APR

High Stablity Low Debt
Up to 36 months: 9.50% APR

Shared Secured Loans
Variable: 4.00% APR

Vacation Loans / Christmas Loans
Up to 12 months: 10.00% APR

APR = Annual Percentage Rate
Rates are subject to change.

Account Rates

IRA
Current Rate: 3.55% APY

Share Certificates
6 months: 2.73% APY
12 months: 2.83% APY
24 months: 3.29% APY

13 months: 3.03% APY
Early withdrawl penalty.

Share Accounts
$100 - $2,999: 1.00% APY
$3,000 - $9,999: 1.15% APY
$10,000- $19,999: 1.31% APY

$20,000-$39,999: 1.51% APY

$40,000 and over 1.81% APY

 

APY = Annual Percentage Yield
Rates are subject to change.



Business Hours
Monday 8:00-4:30
Tuesday 8:00-4:30
Wednesday 9:00-4:30
Thursday 8:00-4:30
Friday 8:00-5:00