Protect others from assuming your debt in the case of death. Credit Life Insurance pays the principal balance of your loan upon your death. Protect your credit rating from damage done by a prolonged disability. Credit disability pays the minimum on your loan in the event you become disabled.

Loan Application

New and Used Auto Loans

New car financing up to 72 months.
Current year and previous year auto without excessive mileage financing up to 60 months.
Used auto financing depends on year of vehicle.


Home Equity Loan

Wall Street Journal Prime plus 1.5%.
Variable Rate.
Maximum of $50,000 available.


1st Mortgage Loans

Current Rates
Up to 15 years financing.
Financing up to 80% of appraised value of property.
Maximum amount $150,000.
Minimum amount $10,000.
Construction must be 100% complete.


Visa Credit Card (Minimum Rate 12% APR)

Variable Rate.
Wall Street Journal Prime plus 6.5%.
Credit line up to $5,000.
No annual fee.


Certificate and Savings Secured Loans

Rates 2% above certificate rate.
Rates 3% above lowest share rate.
Flexible financing terms.


New or Used Boats, Motorcycles, or JetSkis

85% Financing of purchase price.


Other New or Used Merchandise

85% Financing of purchase price.


Other Loans

Vacation/Christmas loans.
Kwik-Kash (Pre-approve line of credit).